Financial Support

Financial Advice and Support – Cornwall Direct Cremations

Losing a loved one is an emotionally challenging time, and managing the financial aspects of a funeral can feel overwhelming. Understanding the support available in Cornwall can help ease some of the burden. Below is a guide to government support, charitable assistance, and local resources for families.

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1. Bereavement Support Payment

A government benefit for individuals who have lost a spouse or civil partner. It provides a lump sum followed by monthly payments, depending on your circumstances.

Eligibility:

  • Under State Pension age

  • Your partner must have paid National Insurance contributions for at least 25 weeks

2. Funeral Expenses Payment

If you are on a low income or receiving certain benefits, the Funeral Expenses Payment can help cover funeral costs, including cremation fees, death certificates, and travel expenses.

Eligibility:

  • Responsible for funeral costs
  • Receiving benefits such as Universal Credit, Income Support, or Housing Benefit

3. Pension Credit Bereavement Payment

If you or your partner were receiving Pension Credit, you may qualify for additional financial support after a partner’s death, including a one-off payment or ongoing assistance.

  • Pension Service Helpline: 0800 731 0469

  • More information: Pension Credit

4. Charitable Support

Several UK charities provide financial guidance and assistance for families after a bereavement:

Turn2us

Access welfare benefits, charitable grants, and financial support

turn2us.org.uk | 0808 802 2000

MoneyHelper

Free, impartial guidance on managing money, debt, and financial planning

moneyhelper.org.uk | 0800 138 7777

StepChange Debt Charity

Free debt advice and practical solutions

 stepchange.org | 0800 138 1111

Cruse Bereavement Support

Emotional and financial guidance after a loss

 cruse.org.uk |  0808 808 1677

5. Local Authority Support

Your local council in Cornwall may provide additional financial assistance for funeral costs or emergency grants.

6. Citizens Advice Bureau (CAB)

The CAB offers free, confidential advice on money, legal matters, and financial support following a bereavement.

  • citizensadvice.org.uk

  • Local branches are available across Cornwall, including Truro, St Austell, Penzance, and Falmouth

7. National Bereavement Service

Provides free, confidential advice on all aspects of bereavement, including financial support, wills, and probate guidance.

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Seeking Financial Support

Exploring all available options can help with:

  • Funeral costs

  • Government benefits

  • Debt and financial planning

  • Charitable support

At Cornwall Direct Cremations, we guide families through funeral arrangements and accessing financial support, ensuring your loved one receives a dignified and respectful farewell while helping families navigate practical and financial matters.